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In a large skillet, place canola oil and butter. Add diced onion and diced apple and sauté until onion is translucent and apples are soft. Add garlic and sauté 30 seconds more.
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In a Dutch oven or large pot, place all ingredients except the half ‘n half, cilantro and garnish ingredients. Bring to a boil, then reduce heat to medium-low and simmer 50 minutes.
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After 50 minutes, add chopped cilantro and Half & Half. Turn heat to medium, stir and cook until heated through.
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Serve with your choice of garnishes.
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Enjoy!